We Can Remove The Errors Holding Back Your Credit Scores

Find out how we can help with a quick 20 minute conversation!

Don’t Let Credit Hold Back Your Dreams

Credit impacts almost every area of your financial life. With great credit you can keep more of your hard earned money and achieve your financial goals.

Home Ownership

Get your credit ready to purchase a new home.

Automobile Purchase

Take advantage of lower rates and fees.​

Lower Interest Rates

Get better interest rates on credit cards and loans.​

Career Opportunities

Pass an employers credit check with confidence.​

Whatever You Need Your Credit For - We Can Help!

We Dispute Items Holding Back Your Credit Scores

We create personalized dispute letters to challenge errors on derogatory accounts that are holding back your credit scores such as:

Client Reviews

  • positive review Positive: Professionalism, Quality, Responsiveness, Value

    The best to do it! I've had my FICO score go up over 100 points in less than 30days! From day one their team took our issues and made them their own. You can sit back relax and watch you score go up and stress go down! True professionals and experts in the credit restoration industry. I'll be sending all my creditors challenged clients their way. Thanks Bay State!

    Cleveland Rockmore Avatar
    Cleveland Rockmore
    10/15/2021

    positive review I Have Been Knowing Brandon For Years And They Helped my Friend years ago. I finally decided to get my credit repaired and they really helped me. I can reach him at anytime with any questions! Brandon and his team are amazing!! Thank you for everything you have done for me❤️❤️🙏🏾

    AG Whof Avatar
    AG Whof
    9/17/2021

    positive review With have a tight window to close on a investment property, Bay State Credit Repair really came through for my mother in a time of uncertainty. In just a matter of 4 months, Bay State was able to get ride of a number of negative items just in time for her to get approved. Her journey has been well worth the time and effort.

    Jerry Juste Avatar
    Jerry Juste
    9/15/2021
  • positive review I have been working with Bay State Credit for 1 year. My credit score went up and I couldn’t believe how fast the process was. I’m now able to purchases my first home. The whole experience for me went smoothly. I would definitely recommend them for standing by everything they say and bring supportive through it all.

    Tawanda Gay Avatar
    Tawanda Gay
    8/26/2021

    positive review I highly recommend Baystate credit they are the best in the business!! if you want a trustworthy company that's going to get your credit right you need to contact Baystate credit!!

    Daryl Parks Avatar
    Daryl Parks
    6/21/2021

    positive review Very professional and they keep in contact with you throughout every step! Best decision I’ve made to half them work on my credit .Brandon is second to none!

    Greg Andre Avatar
    Greg Andre
    6/07/2021
  • positive review I just have to say I started working with this company since the middle of March and I have already jump 80 points !! 😱😱 Extremely happy with their service. Their always there to answer all questions and I also learned alot more about credit for the future!! I HIGHLY recommend them I promise you won't be disappointed!!!!

    Stephanie Nicole Avatar
    Stephanie Nicole
    5/17/2021

    positive review Bay State Credit has the most honest and accurate ! Helped me a ton! Definitely recommend!

    Julienette Ortiz Avatar
    Julienette Ortiz
    5/01/2021

    positive review I was in need of a loan and was not having luck getting approved. Somehow PrivateLoans-ForBadCredit crossed my path. Karen Brenneman was assigned to my file. She was friendly, professional, and efficient. The process was extremely easy and was completed via email. Karen Brenneman provided all the requirements and followed up to ensure everything was on track. I'm very happy I found PrivateLoans-ForBadCredit! Highly recommended. If you’re looking for a place to get a loan simply email or text her phone number. E-mail: [email protected] Text +1(928)-222-4790

    Samson Cornelius Avatar
    Samson Cornelius
    4/26/2021
  • positive review I joined to get this one thing off my credit that was stressing me out & I was able to accomplish that and more.I also joined when they had a dope promo going on so that was even better. Thank you guys!!

    Sika Madden Avatar
    Sika Madden
    4/04/2021

    positive review Bay state credit are amazing. I have dealt with many credit guys but nothing compare to bay state. They are on it every second and every step. I highly highly recommend them.

    Kdk Brown Avatar
    Kdk Brown
    4/03/2021

    positive review Thank you Brandon and bay state credit for helping me get my credit score up. In two months it went up 140 points!

    Lilly Litchfield Avatar
    Lilly Litchfield
    3/09/2021
  • positive review Bay State Credit has helped me so much in the process of repairing my credit! My credit score increased drastically throughout the process.
    They go above/beyond making sure that you understand the process and make it as simple as possible! All questions are answered throughly and the communication is impeccable! Definitely recommend them to friends and family They will get you the best results.

    Anastasia Puckerine Avatar
    Anastasia Puckerine
    2/03/2021

    positive review My credit score increased drastically throughout the process. Very professional and transparent all the way through.

    Edward Dormeus Avatar
    Edward Dormeus
    1/16/2021

    positive review I can’t say enough good things about this company. Brandon and his team went above and beyond for me and I would recommend them to anyone who needs help fixing their credit report.

    Mike Recupero Avatar
    Mike Recupero
    12/24/2020
  • positive review Let me start by saying Wow! My first round results were 16 deletions. At Bay State Credit my entire customer experience from beginning to my current phase has been above and beyond. The customer service representatives sends me updates to keep me updated as well as his automated system that calls and tells me when letters are being mailed..Wow!!. I am noticing changes and I'm being notified as they occur, I want to publicly say Bay State Credit Thank-You!!

    David Wayne Avatar
    David Wayne
    12/11/2020

    positive review Brandon has been the most helpful person!! He has gotten me back on track completely. He is always available for questions and always answers promptly! He’s the best and you won’t be disappointed!!!

    Olivia Johnson Avatar
    Olivia Johnson
    8/31/2020

    positive review First and foremost, Brandon is the man!!!! I cannot express in words what he and his company did for me. Let’s just say my credit was horrendous like flat out terrible. Not only did he raise my score but he removed things from my score that would of held it down for years. He is super informative and judgement free if you have bad credit I don’t know what your waiting for call him now!!! You won’t be disappointed. I went from having horrible credit to owning my very first house within 3 months! Thank you bay state credit

    William Dee Avatar
    William Dee
    8/15/2020
  • positive review Bay State Credit is amazing! They take care of their customers as if they were all family. They go above/beyond making sure that you understand the process and make it as simple as possible! I will definitely recommend to my family and friends.

    Jackie Lobo Avatar
    Jackie Lobo
    8/14/2020

    positive review Working with Bay State Credit has been a great experience. They are great with communicating what will be done to repair your Credit step by step. So far working with them has been a breeze. Thank you Bay State Credit!

    Dany Matos Avatar
    Dany Matos
    7/22/2020

    positive review I have been working with Bay State Credit for just about a month. They have been super helpful and have already been able to increase my credit score. I feel very confident having them help me. Excellent customer service, follow ups and frequent updates about my account with them. I highly recommend them!

    Lynne Fine Avatar
    Lynne Fine
    7/01/2020
  • positive review Brandon is the best, great customer service and very knowledgeable. He walked through everything with me and told me step by step what he had to do. He had already improved my one of my credit scores by 80 points. He is the best and is great at what he does! I recommend working with him!

    Talia Mirra Avatar
    Talia Mirra
    6/11/2020

    Awesome customer service and extremely knowledgeable! I have gained my confidence back and I am looking forward to financial freedom because of Bay State Credit! Thank you so much!!!

    Brooke Hawkins Avatar
    Brooke Hawkins
    5/26/2020

    Baystate Credit is awesome. I have been working with Corina. She has been great to work with. She is always patient with me and my crazy questions. I am so excited for the improvement to my credit score. I look forward to owning my own home soon. the best part is the services are very reasonable and it didn't take as long as I thought it would. the people that work here really do care.

    Cindy Newcomb Avatar
    Cindy Newcomb
    5/20/2020
  • positive review I’ve know Brandon for forever, so having him in my corner during the process was very helpful. Both Brandon and Corina were diligent in helping me reclaim my credit destiny! Thank you!

    Compton David Avatar
    Compton David
    4/23/2020

    positive review Bay state credit is doing a great job helping me improve my credit and get back on track the past 30 to 45 days my credit has gone up by 100 points. I would really recommend bay state credit for everyone that is looking to fix they credit I really recommend working with them especially Brandon .thank you for helping me

    Miriam Fonseca Avatar
    Miriam Fonseca
    4/22/2020

    positive review they have done a great job helping me with my credit

    Garris Davis Avatar
    Garris Davis
    4/12/2020
  • positive review Amazing these guys have literally have changed my life !! credit score is up 100 points within a month and a half. Also they are explaining everything I need to know about credit so I can be good for the future as well. Will be referring everyone I Know!!!! Thanks Bay State Credit !!!

    Dee Smith Avatar
    Dee Smith
    3/28/2020

    positive review I’ve been a customer for a short period of time and the progression is amazing. My credit score has increased drastically. Not only do they do an amazing job; they educate you about the importance of your credit score with daily emails! I would highly recommend this service to anyone looking to change their future for the better!

    Lakia Garcia Avatar
    Lakia Garcia
    3/23/2020

    positive review Bay State Credit is a caring agency. Bay State agency has taken the time to explain the entire credit repair and knowledge process. With their help I’ve made better decisions on saving and making purchases of all kinds.

    Gregory Gustave Dural Avatar
    Gregory Gustave Dural
    1/16/2020

Frequently Asked Questions

Yes! Your audit includes personalized advice geared toward your credit situation. If we feel you need additional lines of credit or better lines of credit, we will include sources of credit lines that will benefit you in my recommendations, and we’ll be sure to explain your options thoroughly.

Your credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit, and types of credit. Each one of our clients results are different.

We are unable to tell you exactly how long it will take. This is because credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit, and types of credit. Most importantly, YOU play a huge role in your success during the program.

You can start seeing results in your credit in as little as 30 to 45 days, but most clients graduate our services in only 4 to 6 months.

Let Us Help You Improve Your Credit!

We are here to help and look forward to helping you improve your credit and fulfill your financial goals!

Credit Resources

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