Brandon Houston

Understanding “Agency” Loans – Alternative Funding Partners

What Are Agency Loans? Agency loans are types of mortgage loans that are guaranteed by government-sponsored enterprises (GSEs) such as Fannie Mae, Freddie Mac, and Ginnie Mae. These entities do not directly offer loans to consumers, but they do purchase and guarantee loans from banks and other lenders, ensuring liquidity in the mortgage market. By …

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Will My Credit Drop If I Don’t Use My Cards Regularly?

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information. No, your credit shouldn’t take a hit if you don’t use your credit cards regularly. You’ve stopped using your credit cards and begun to wonder if that …

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