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What Is a Hard Credit Inquiry and How Can It Affect Credit?

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information. A hard credit inquiry occurs when lenders look at your credit score after you apply for new credit. This process can temporarily reduce your score by a

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American Spending Habits by Generation for 2024

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information. American spending habits fluctuate by generation. In 2023, Gen Z spent most of their money on food and clothes while baby boomers prioritized healthcare. American spending habits

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How to Get Your ERC Faster In 2024

The ERC was created as a refundable tax credit, offering eligible employers a payroll tax credit for qualified wages paid to employees during the pandemic. By incentivizing businesses to retain their employees, the ERC aimed to mitigate the surge in unemployment rates and provide some level of stability to the labor market during a time

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How to Qualify for a Small Business Loan

Understanding Different Types of Business Funding Before diving into the qualification process, it’s essential to understand the various types of business funding available. Some of the most common options include: SBA Loans SBA loans are a popular financing option for small businesses, as they offer competitive interest rates, longer repayment terms, and lower down payment

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