At eighteen, in our country, you are considered an adult, and that means having the ability to access credit cards. For some of us, that first step might involve a new lifestyle centered around college, frat parties, hanging out, and running up debt. For others, this might mean you have the ability to get your
Your credit report is a history of all of your financial transactions, both credit and debit. This is proof of how you spend and how well you repay debts. It is a reliable way of tracking all of your loans, rental and home ownerships, and utility records. Your credit score, based off of this report,
Credit is a topic that can produce anxiety in many people, however, in today’s modern times, credit is too important not to discuss. Good credit, bad credit, and somewhere in between credit, is all reflected in the numerical “credit score”. While just a few years ago this rating system had not even been developed, it
“Oh no!” – you might say. “Not another bill!” But this bill, to put it very simply, could help you to cancel out some other bills down the line, and give you better options in your struggle to wrestle with continual debt. It’s all about risk versus reward. Nobody really wants to spend $100 on
Bay State Credit brings knowledge and reliability to our clients, while helping you rid your credit reports of inaccuracies. As well as educating you so you may become financially literate and responsible. Our hope is that you then share this knowledge in your communities. Bay State Credit strives to be a beacon in financial literacy across the nation.
