Credit Repair Blog

Category: Blog
Blog

How to detect and stop them

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information. Debt collection scams are common and come in many forms. In 2023, the FBI reported that $394 million dollars were stolen by criminals pretending to be government

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Understanding “Agency” Loans – Alternative Funding Partners

What Are Agency Loans? Agency loans are types of mortgage loans that are guaranteed by government-sponsored enterprises (GSEs) such as Fannie Mae, Freddie Mac, and Ginnie Mae. These entities do not directly offer loans to consumers, but they do purchase and guarantee loans from banks and other lenders, ensuring liquidity in the mortgage market. By

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Will My Credit Drop If I Don’t Use My Cards Regularly?

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information. No, your credit shouldn’t take a hit if you don’t use your credit cards regularly. You’ve stopped using your credit cards and begun to wonder if that

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Blog

How to Pay Off Old Debt in 3 Steps

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information. You can pay off old debt by either paying it as a lump sum, establishing a payment plan or settling the debt with the collection agency. If

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