Privacy Policy

Bay State Credit

Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to the   and governs data collection and usage. For this Privacy Policy, unless otherwise noted, all references to Bay State Credit including  website is an information and signup site. By using the Bay State Credit website, you consent to the data practices described in this statement.

Collection of your Personal Information

Bay State Credit may collect personally identifiable information, such as your name, Date of birth, current and previous addresses, and other relevant information related to the restoration and repair of your credit report by removing inaccurate negative items. Bay State Credit may also collect anonymous demographic information, which is not unique to you, such as your age, city and state. We may gather additional personal or non-personal information in the future. Information about your computer hardware and software may be automatically collected by Bay State Credit .  This information can include your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Bay State Credit website.

Bay State Credit encourages you to review the privacy statements of websites you choose to link to from Bay State Credit so that you can understand how those websites collect, use and share your information. (Bay State Credit)  is not responsible for the privacy statements or other content on websites outside of the Bay State Credit website.

Use of your Personal Information

Bay State Credit collects and uses your personal information to operate its website(s) and deliver the services you have requested.

Bay State Credit may also use your personally identifiable information to inform you of other products or services available from Bay State Credit and its affiliates. Bay State Credit may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Bay State Credit does not sell, rent or lease its customer lists to third parties.

Bay State Credit may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Bay State Credit, and they are required to maintain the confidentiality of your information.

Bay State Credit may keep track of the websites and pages our users visit within Bay State Credit in order to determine what Bay State Credit services are the most popular. This data is used to deliver customized content and advertising within Bay State Credit to customers whose behavior indicates that they are interested in a particular subject area.

Bay State Credit will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Bay State Credit site; (b) protect and defend the rights or property of Bay State Credit and, (c) act under exigent circumstances to protect the personal safety of users of Bay State Credit, or the public.

Use of Cookies

Bay State Credit website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Bay State Credit pages, or register with Bay State Credit site or services, a cookie helps Bay State Credit to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Bay State Credit website, the information you previously provided can be retrieved, so you can easily use  Bay State Credit features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of Bay State Credit services or websites you visit.

Security of your Personal Information

Bay State Credit secures your personal information from unauthorized access, use or disclosure.

Children Under Thirteen

Bay State Credit does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Changes to this Statement

Bay State Credit will occasionally update this Statement of Privacy to reflect company and customer feedback. Bay State Credit encourages you to periodically review this Statement to be informed of how Bay State Credit is protecting your information.

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