Start Seeing Results in as Little as 30 to 45 Days

On average our clients successfully graduate our services in only 4 to 6 months and start seeing results within the first 30 days. Here is how we help you improve your credit:


It starts with determining what is reporting on your credit reports and developing a personalized action plan to repair the issues

Credit Audit

Get a detailed report on what is showing on your credit report as well as how to optimize your credit mix and balances to maximize your scores.

Credit Repair

We create personalized disputes with TransUnion, Experian, Equifax, and Creditors to remove the errors that are holding back your credit scores.


Have a credit expert review your credit report and give you professional advice on what you can do to reach your financial goals

Repairing Your Credit is Easier Than Ever!

We handle the entire credit repair process for you.

Step 1


Get a professional review of your credit reports and scores to determine the best steps to improve your credit. 

Step 1

Step 2

Credit Audit

We analyze your entire credit report and setup your online credit portal.

Step 2

Step 3

Dispute Derogatory Items

We’ll aggressively dispute errors using consumer protection laws such as the FCRA & FDCPA.

Step 3

Step 4

Track Results

Once your results are due we access your credit monitoring reports and log the results in your credit portal. 

Step 4

Step 5

Escalate Disputes

Remaining items on your credit report are escalated with advanced dispute tactics.

Step 5

Why Choose Bay State Credit

24/7 Online Support

Follow your status online with your own personal credit portal.

Personalized Attention

We keep you informed the entire time so you know exactly what’s happening.

Lightning Fast Results

Our goal is to get you in and out of services and on to achieving your goals.

Client Reviews

  • positive review Thank you won’t be enough for what you’ve done for me Mrs Donald Maureen. But, thanks for being the shoulder I can always depend on when it comes to Forex and Bitcoin trade.
    I was able to earn $6,000 in just 7 days with an investment capital of $500 with the help of your Expert trading skill. let me try and help others reach out to you for them to
    have the best trading experience too. contact Mrs Donald Maureen for your safe and secure trade. Contact her Via
    WhatsApp: + 1 (563) 279‑4193
    Email: [email protected]

    Frederick Obinna Avatar
    Frederick Obinna

    positive review What a phenomenal team to work with,this has been such a great experience and simple.I let them do the work and I got great results in the end.They communicated with me the entire step of the way and I thank you so much.Please anyone looking for a team that will get the job done you

    Jenn Andrews Avatar
    Jenn Andrews

    positive review Words can't describe the wonderful work you did on my trading account, I am delighted I trusted you and gave you a chance to help grow my $1000 into $12,000 in just a week, Mrs. Susan Ryan my family and I are forever indebted to you for the financial stability you brought to our home, I advise the entire public to invest with Susan Ryan contact via
    WhatsApp: +13523292265
    Email: [email protected]

    Fav Our Avatar
    Fav Our
  • positive review I was referred to Brandon almost a year ago. Brandon has been extremely helpful and patient. He has made the process extremely easy from the time of sign up. I would HIGHLY RECOMMEND him to friends and family.

    You will not be disappointed!
    Thank you 😊

    Ebony Davis-Moye Avatar
    Ebony Davis-Moye

    positive review Bay State Credit Repair helped me to regain control of my credit and my life. My score increased by 138 points in 6 months! I recommend Bay State Credit Repair to all of my family and friends.

    Natasha Nelson Avatar
    Natasha Nelson

    positive review Positive: Professionalism, Quality, Responsiveness, Value

    The best to do it! I've had my FICO score go up over 100 points in less than 30days! From day one their team took our issues and made them their own. You can sit back relax and watch you score go up and stress go down! True professionals and experts in the credit restoration industry. I'll be sending all my creditors challenged clients their way. Thanks Bay State!

    Cleveland Rockmore Avatar
    Cleveland Rockmore
  • positive review I Have Been Knowing Brandon For Years And They Helped my Friend years ago. I finally decided to get my credit repaired and they really helped me. I can reach him at anytime with any questions! Brandon and his team are amazing!! Thank you for everything you have done for me❤️❤️🙏🏾

    AG Whof Avatar
    AG Whof

    positive review With have a tight window to close on a investment property, Bay State Credit Repair really came through for my mother in a time of uncertainty. In just a matter of 4 months, Bay State was able to get ride of a number of negative items just in time for her to get approved. Her journey has been well worth the time and effort.

    Jerry Juste Avatar
    Jerry Juste

    positive review I have been working with Bay State Credit for 1 year. My credit score went up and I couldn’t believe how fast the process was. I’m now able to purchases my first home. The whole experience for me went smoothly. I would definitely recommend them for standing by everything they say and bring supportive through it all.

    Tawanda Gay Avatar
    Tawanda Gay
  • positive review I highly recommend Baystate credit they are the best in the business!! if you want a trustworthy company that's going to get your credit right you need to contact Baystate credit!!

    Daryl Parks Avatar
    Daryl Parks

    positive review Very professional and they keep in contact with you throughout every step! Best decision I’ve made to half them work on my credit .Brandon is second to none!

    Greg Andre Avatar
    Greg Andre

    positive review I just have to say I started working with this company since the middle of March and I have already jump 80 points !! 😱😱 Extremely happy with their service. Their always there to answer all questions and I also learned alot more about credit for the future!! I HIGHLY recommend them I promise you won't be disappointed!!!!

    Stephanie Nicole Avatar
    Stephanie Nicole
  • positive review Bay State Credit has the most honest and accurate ! Helped me a ton! Definitely recommend!

    Julienette Ortiz Avatar
    Julienette Ortiz

    positive review I joined to get this one thing off my credit that was stressing me out & I was able to accomplish that and more.I also joined when they had a dope promo going on so that was even better. Thank you guys!!

    Sika Madden Avatar
    Sika Madden

    positive review Bay state credit are amazing. I have dealt with many credit guys but nothing compare to bay state. They are on it every second and every step. I highly highly recommend them.

    Kdk Brown Avatar
    Kdk Brown
  • positive review Thank you Brandon and bay state credit for helping me get my credit score up. In two months it went up 140 points!

    Lilly Litchfield Avatar
    Lilly Litchfield

    positive review Bay State Credit has helped me so much in the process of repairing my credit! My credit score increased drastically throughout the process.
    They go above/beyond making sure that you understand the process and make it as simple as possible! All questions are answered throughly and the communication is impeccable! Definitely recommend them to friends and family They will get you the best results.

    Anastasia Puckerine Avatar
    Anastasia Puckerine

    positive review My credit score increased drastically throughout the process. Very professional and transparent all the way through.

    Edward Dormeus Avatar
    Edward Dormeus
  • positive review I can’t say enough good things about this company. Brandon and his team went above and beyond for me and I would recommend them to anyone who needs help fixing their credit report.

    Mike Recupero Avatar
    Mike Recupero

    positive review Let me start by saying Wow! My first round results were 16 deletions. At Bay State Credit my entire customer experience from beginning to my current phase has been above and beyond. The customer service representatives sends me updates to keep me updated as well as his automated system that calls and tells me when letters are being mailed..Wow!!. I am noticing changes and I'm being notified as they occur, I want to publicly say Bay State Credit Thank-You!!

    David Wayne Avatar
    David Wayne

    positive review Brandon has been the most helpful person!! He has gotten me back on track completely. He is always available for questions and always answers promptly! He’s the best and you won’t be disappointed!!!

    Olivia Johnson Avatar
    Olivia Johnson
  • positive review First and foremost, Brandon is the man!!!! I cannot express in words what he and his company did for me. Let’s just say my credit was horrendous like flat out terrible. Not only did he raise my score but he removed things from my score that would of held it down for years. He is super informative and judgement free if you have bad credit I don’t know what your waiting for call him now!!! You won’t be disappointed. I went from having horrible credit to owning my very first house within 3 months! Thank you bay state credit

    William Dee Avatar
    William Dee

    positive review Bay State Credit is amazing! They take care of their customers as if they were all family. They go above/beyond making sure that you understand the process and make it as simple as possible! I will definitely recommend to my family and friends.

    Jackie Lobo Avatar
    Jackie Lobo

    positive review Working with Bay State Credit has been a great experience. They are great with communicating what will be done to repair your Credit step by step. So far working with them has been a breeze. Thank you Bay State Credit!

    Dany Matos Avatar
    Dany Matos
  • positive review I have been working with Bay State Credit for just about a month. They have been super helpful and have already been able to increase my credit score. I feel very confident having them help me. Excellent customer service, follow ups and frequent updates about my account with them. I highly recommend them!

    Lynne Fine Avatar
    Lynne Fine

    positive review Brandon is the best, great customer service and very knowledgeable. He walked through everything with me and told me step by step what he had to do. He had already improved my one of my credit scores by 80 points. He is the best and is great at what he does! I recommend working with him!

    Talia Mirra Avatar
    Talia Mirra

    Awesome customer service and extremely knowledgeable! I have gained my confidence back and I am looking forward to financial freedom because of Bay State Credit! Thank you so much!!!

    Brooke Hawkins Avatar
    Brooke Hawkins
  • Baystate Credit is awesome. I have been working with Corina. She has been great to work with. She is always patient with me and my crazy questions. I am so excited for the improvement to my credit score. I look forward to owning my own home soon. the best part is the services are very reasonable and it didn't take as long as I thought it would. the people that work here really do care.

    Cindy Newcomb Avatar
    Cindy Newcomb

    positive review I’ve know Brandon for forever, so having him in my corner during the process was very helpful. Both Brandon and Corina were diligent in helping me reclaim my credit destiny! Thank you!

    Compton David Avatar
    Compton David

    positive review Bay state credit is doing a great job helping me improve my credit and get back on track the past 30 to 45 days my credit has gone up by 100 points. I would really recommend bay state credit for everyone that is looking to fix they credit I really recommend working with them especially Brandon .thank you for helping me

    Miriam Fonseca Avatar
    Miriam Fonseca

Frequently Asked Questions

Yes! Your audit includes personalized advice geared toward your credit situation. If we feel you need additional lines of credit or better lines of credit, we will include sources of credit lines that will benefit you in my recommendations, and we’ll be sure to explain your options thoroughly.

Your credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit, and types of credit. Each one of our clients results are different.

We are unable to tell you exactly how long it will take. This is because credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit, and types of credit. Most importantly, YOU play a huge role in your success during the program.

You can start seeing results in your credit in as little as 30 to 45 days, but most clients graduate our services in only 4 to 6 months.

Let Us Help You Improve Your Credit!

We are here to help and look forward to helping you improve your credit and fulfill your financial goals!

Credit Resources

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