Services

Start Seeing Results in as Little as 30 to 45 Days

On average our clients successfully graduate our services in only 4 to 6 months and start seeing results within the first 30 days. Here is how we help you improve your credit:

Evaluation

It starts with determining what is reporting on your credit reports and developing a personalized action plan to repair the issues

Credit Audit

Get a detailed report on what is showing on your credit report as well as how to optimize your credit mix and balances to maximize your scores.

Credit Repair

We create personalized disputes with TransUnion, Experian, Equifax, and Creditors to remove the errors that are holding back your credit scores.

Coaching

Have a credit expert review your credit report and give you professional advice on what you can do to reach your financial goals

Repairing Your Credit is Easier Than Ever!

We handle the entire credit repair process for you.

Step 1

Evaluation

Get a professional review of your credit reports and scores to determine the best steps to improve your credit. 

Step 1

Step 2

Credit Audit

We analyze your entire credit report and setup your online credit portal.

Step 2

Step 3

Dispute Derogatory Items

We’ll aggressively dispute errors using consumer protection laws such as the FCRA & FDCPA.

Step 3

Step 4

Track Results

Once your results are due we access your credit monitoring reports and log the results in your credit portal. 

Step 4

Step 5

Escalate Disputes

Remaining items on your credit report are escalated with advanced dispute tactics.

Step 5

Why Choose Bay State Credit

24/7 Online Support

Follow your status online with your own personal credit portal.

Personalized Attention

We keep you informed the entire time so you know exactly what’s happening.

Lightning Fast Results

Our goal is to get you in and out of services and on to achieving your goals.

Client Reviews

BOB B
BOB B
2022-02-03
I was unsure about trusting someone with my credit information and personal finances when I first began looking into credit repair companies . I did my research and looked into all the local companies and read all their reviews . One company stood out - it was Bay State Credit Repair . There were lots of glowing reviews and countless positive comments on how well people are treated there and how pleased they were with the credit services provided .So I called. I spoke with the rep on the phone he was well informed and you could tell he knew the ins and outs of the credit business. The more we talked I knew I could trust him and I signed the agreements to get on the Bay State Credit Repair program. My score is up and items are being deleted from my credit profile . They’re really great at what they do , make the investment in yourself and choose Bay State Credit Repair. You will be happy you did . ( PS: My scores are up 100 points !)
Philippe Blaise
Philippe Blaise
2022-02-02
Great service and all questions answered. I was able to quickly bring up my credit. I would recommend them to all.
rhodette marja cajucom
rhodette marja cajucom
2022-01-31
Bay State Credit has literally changed my life! I started with a 520 on 8/21 and today I'm at a 745 across all 3 bureaus. They quoted me one year, but l'm already at my goal. Thank you guys!
Jennifer Andrade
Jennifer Andrade
2021-12-30
Exceptional team work,these people helped me every step of the way and offered me great results.They we’re affordable and offered me a payment plan which in the long run was worth every penny.Not only we’re they fast but I saw results so quickly.I would definitely recommend them to anyone.Thank you team for changing my life and helping me rebuild it again.
Eris Nguyen
Eris Nguyen
2021-12-16
I am so happy that I took a leap of trust with Baystate Credit Repair! After starting with this company, my credit score went up fairly quickly thanks to Brandon and his team quickly taking action and and removing the negative reports from my credit . I don’t regret it and it’s totally worth it! I highly recommended Brandon and Baystate Credit Repair to fix your credit! They totally did the impossible for me!
Daniel Le
Daniel Le
2021-12-06
Bay State Credit is a very professional company. If you want your credit repaired I highly recommend them. Communication was great and service was quicker than expected.
santiago Pena
santiago Pena
2021-11-25
Ebony Davis-Moye
Ebony Davis-Moye
2021-11-24
I was referred to Brandon almost a year ago. Brandon has been extremely helpful and patient. He has made the process extremely easy from the time of sign up. I would HIGHLY RECOMMEND him to friends and family. You will not be disappointed! Thank you 😊
Rockmore Realty TV
Rockmore Realty TV
2021-10-15
The best to do it! I've had my FICO score go up over 100 points in less than 30days! From day one their team took our issues and made them their own. You can sit back relax and watch you score go up and stress go down! True professionals and experts in the credit restoration industry. I'll be sending all my creditors challenged clients their way. Thanks Bay State!
Kuyana King
Kuyana King
2021-10-13

Frequently Asked Questions

Yes! Your audit includes personalized advice geared toward your credit situation. If we feel you need additional lines of credit or better lines of credit, we will include sources of credit lines that will benefit you in my recommendations, and we’ll be sure to explain your options thoroughly.

Your credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit, and types of credit. Each one of our clients results are different.

We are unable to tell you exactly how long it will take. This is because credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit, and types of credit. Most importantly, YOU play a huge role in your success during the program.

You can start seeing results in your credit in as little as 30 to 45 days, but most clients graduate our services in only 4 to 6 months.

Let Us Help You Improve Your Credit!

We are here to help and look forward to helping you improve your credit and fulfill your financial goals!

Credit Resources

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