Services
Start Seeing Results in as Little as 30 to 45 Days
Evaluation
It starts with determining what is reporting on your credit reports and developing a personalized action plan to repair the issues
Credit Audit
Get a detailed report on what is showing on your credit report as well as how to optimize your credit mix and balances to maximize your scores.
Credit Repair
We create personalized disputes with TransUnion, Experian, Equifax, and Creditors to remove the errors that are holding back your credit scores.
Coaching
Have a credit expert review your credit report and give you professional advice on what you can do to reach your financial goals
Repairing Your Credit is Easier Than Ever!
We handle the entire credit repair process for you.
Step 1
Evaluation
Get a professional review of your credit reports and scores to determine the best steps to improve your credit.
Step 2
Credit Audit
We analyze your entire credit report and setup your online credit portal.
Step 3
Dispute Derogatory Items
We’ll aggressively dispute errors using consumer protection laws such as the FCRA & FDCPA.
Step 4
Track Results
Once your results are due we access your credit monitoring reports and log the results in your credit portal.
Step 5
Escalate Disputes
Remaining items on your credit report are escalated with advanced dispute tactics.
Why Choose Bay State Credit
24/7 Online Support
Follow your status online with your own personal credit portal.
Personalized Attention
We keep you informed the entire time so you know exactly what’s happening.
Lightning Fast Results
Our goal is to get you in and out of services and on to achieving your goals.
Client Reviews
Frequently Asked Questions
Yes! Your audit includes personalized advice geared toward your credit situation. If we feel you need additional lines of credit or better lines of credit, we will include sources of credit lines that will benefit you in my recommendations, and we’ll be sure to explain your options thoroughly.
Your credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit, and types of credit. Each one of our clients results are different.
We are unable to tell you exactly how long it will take. This is because credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit, and types of credit. Most importantly, YOU play a huge role in your success during the program.
You can start seeing results in your credit in as little as 30 to 45 days, but most clients graduate our services in only 4 to 6 months.
Let Us Help You Improve Your Credit!
We are here to help and look forward to helping you improve your credit and fulfill your financial goals!