Start Seeing Results in as Little as 30 to 45 Days
Repairing Your Credit is Easier Than Ever!
We handle the entire credit repair process for you.
Get a professional review of your credit reports and scores to determine the best steps to improve your credit.
We analyze your entire credit report and setup your online credit portal.
Dispute Derogatory Items
We’ll aggressively dispute errors using consumer protection laws such as the FCRA & FDCPA.
Once your results are due we access your credit monitoring reports and log the results in your credit portal.
Remaining items on your credit report are escalated with advanced dispute tactics.
Why Choose Bay State Credit
24/7 Online Support
Follow your status online with your own personal credit portal.
We keep you informed the entire time so you know exactly what’s happening.
Lightning Fast Results
Our goal is to get you in and out of services and on to achieving your goals.
I just have to say I started working with this company since the middle of March and I have already jump 80 points !! 😱😱 Extremely happy with their service. Their always there to answer all questions and I also learned alot more about credit for the future!! I HIGHLY recommend them I promise you won't be disappointed!!!!Stephanie Nicole5/17/2021
I was in need of a loan and was not having luck getting approved. Somehow PrivateLoans-ForBadCredit crossed my path. Karen Brenneman was assigned to my file. She was friendly, professional, and efficient. The process was extremely easy and was completed via email. Karen Brenneman provided all the requirements and followed up to ensure everything was on track. I'm very happy I found PrivateLoans-ForBadCredit! Highly recommended. If you’re looking for a place to get a loan simply email or text her phone number. E-mail: [email protected] Text +1(928)-222-4790Samson Cornelius4/26/2021
Bay State Credit has helped me so much in the process of repairing my credit! My credit score increased drastically throughout the process.
They go above/beyond making sure that you understand the process and make it as simple as possible! All questions are answered throughly and the communication is impeccable! Definitely recommend them to friends and family They will get you the best results.Anastasia Puckerine2/03/2021
Let me start by saying Wow! My first round results were 16 deletions. At Bay State Credit my entire customer experience from beginning to my current phase has been above and beyond. The customer service representatives sends me updates to keep me updated as well as his automated system that calls and tells me when letters are being mailed..Wow!!. I am noticing changes and I'm being notified as they occur, I want to publicly say Bay State Credit Thank-You!!David Wayne12/11/2020
First and foremost, Brandon is the man!!!! I cannot express in words what he and his company did for me. Let’s just say my credit was horrendous like flat out terrible. Not only did he raise my score but he removed things from my score that would of held it down for years. He is super informative and judgement free if you have bad credit I don’t know what your waiting for call him now!!! You won’t be disappointed. I went from having horrible credit to owning my very first house within 3 months! Thank you bay state creditWilliam Dee8/15/2020
I have been working with Bay State Credit for just about a month. They have been super helpful and have already been able to increase my credit score. I feel very confident having them help me. Excellent customer service, follow ups and frequent updates about my account with them. I highly recommend them!Lynne Fine7/01/2020
Brandon is the best, great customer service and very knowledgeable. He walked through everything with me and told me step by step what he had to do. He had already improved my one of my credit scores by 80 points. He is the best and is great at what he does! I recommend working with him!Talia Mirra6/11/2020
Baystate Credit is awesome. I have been working with Corina. She has been great to work with. She is always patient with me and my crazy questions. I am so excited for the improvement to my credit score. I look forward to owning my own home soon. the best part is the services are very reasonable and it didn't take as long as I thought it would. the people that work here really do care.Cindy Newcomb5/20/2020
Bay state credit is doing a great job helping me improve my credit and get back on track the past 30 to 45 days my credit has gone up by 100 points. I would really recommend bay state credit for everyone that is looking to fix they credit I really recommend working with them especially Brandon .thank you for helping meMiriam Fonseca4/22/2020
Amazing these guys have literally have changed my life !! credit score is up 100 points within a month and a half. Also they are explaining everything I need to know about credit so I can be good for the future as well. Will be referring everyone I Know!!!! Thanks Bay State Credit !!!Dee Smith3/28/2020
I’ve been a customer for a short period of time and the progression is amazing. My credit score has increased drastically. Not only do they do an amazing job; they educate you about the importance of your credit score with daily emails! I would highly recommend this service to anyone looking to change their future for the better!Lakia Garcia3/23/2020
Worth it! Came to them with accounts in collections and saw them removed in less than 30 days. I’ve watched my credit climb, and I am sticking with this company. I receive step by step updates through texts and email with my progress, and have an agent I can contact who helped me through the process and answers any questions I have. While I continue to watch my credit climb higher, I am fully recommending this company to anyone who wants to improve their credit score.Michelle Malas12/16/2019
Frequently Asked Questions
Yes! Your audit includes personalized advice geared toward your credit situation. If we feel you need additional lines of credit or better lines of credit, we will include sources of credit lines that will benefit you in my recommendations, and we’ll be sure to explain your options thoroughly.
Your credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit, and types of credit. Each one of our clients results are different.
We are unable to tell you exactly how long it will take. This is because credit scores are based on 5 factors including payment history, amounts owed, length of credit, new credit, and types of credit. Most importantly, YOU play a huge role in your success during the program.
Let Us Help You Improve Your Credit!
We are here to help and look forward to helping you improve your credit and fulfill your financial goals!